Spectrum vs. Xfinity Internet Providers Compared

Spectrum offers great initial deals, but bundling may be the best deal ever

Spectrum is a major player in internet service, with 30 million broadband subscribers [1]. Spectrum offers attractive promotional pricing, especially their first-tier internet plan at $49.99/month for up to 300 Mbps.

Spectrum offers unlimited data without caps

Spectrum offers a big price advantage because it has no hard data caps, unlike many other cable and DSL providers. If you’re a heavy-data-usage household (including remote workers, a real-time gamers and streaming binge-watchers), having no data caps may be crucial for your budget. If you’re living by yourself and you watch a movie once a week, the absence of data caps won’t matter as much. But for a larger household, having no data caps will offer you peace of mind and a more predictable bill without overage charges.

Spectrum One, the bundle deal of the year?

In late 2022, Spectrum introduced a new bundle deal called Spectrum One that may just change your mind about your preferred internet service provider [2]. If you are an existing Spectrum customer, Spectrum will bundle their Spectrum Mobile cell phone service with your internet and charge you only $29.99/month for a line with unlimited data. And what’s more, they will throw in a second household cell phone unlimited line for free. That’s right. You will get two cell phone plans for a year for $29.99/month. After a year, the second line will go to $29.99/month as well, which is still remarkable pricing when many of us have been paying $70/month for our cell phone plans. Here’s another little secret: Spectrum Mobile service is currently provided by Verizon networks. So, you will be getting major mobile power and coverage but saving over $100/month off the price of two typical cell phone plans. We’re betting that’s enough to send many of us to Spectrum.

Xfinity stands above the pack for its low initial pricing, but pay attention to the later price hikes and fees

Xfinity is the largest internet service provider in the United States, with 32 million broadband subscribers [1]. Xfinity is a subsidiary of cable giant Comcast. Company size and strength gives Xfinity the ability to offer very low promotional prices to consumers for a year or even two years. Xfinity’s promotional plans begin around $30/month, where most other companies start their prices at $50/month. Here's the kicker: after a year (for first-tier plans) or two years (for higher-priced plans), your promotional rate will end. At that point, your rate can go up by anywhere from $25 to $50 per month. And Xfinity pricing varies all over the country and is pretty complex in how it changes from plan to plan. By our evaluation standards, this lack of simplicity in pricing hurts Xfinity’s rating despite its great initial promotional rates. And that doesn’t account for two more factors: data caps and equipment fees.

Xfinity and 1.2 TB data caps

Xfinity’s plans have data caps that apply under certain conditions. The data cap is 1.2 TB (terabytes) per month, which is enough to cover many households’ monthly usage without any trouble. However, the Benton Institute for Broadband and Society analyzed data from OpenVault to show that 14.6% of homes used more than 1 terabyte per month, and 2.4% used over 2 terabytes per month [2]. Applying this data, 1 in every 7 homes that would run a risk of exceeding the Xfinity data cap. Comcast/Xfinity claims that it does not throttle internet and slow it down, however, Xfinity will charge you overage fees if you exceed your data cap [3]. Those fees can go up to a maximum of $100/month [4]. To sum it up, odds are that you won’t exceed your data cap. But if you have lots of real-time gaming or heavy streaming in your household, the extra cost for data overage could really add up.

Xfinity and equipment fees

Many of Xfinity’s plans will charge you fairly high equipment fees ($15-25 after your promotional period), which is part of why your price goes up. In exchange, with several of the top plans you will get unlimited data. If you use your own router and modem to avoid the equipment fee, you will have to live with the 1.2 TB data cap. Without getting into even more varying details about pricing and equipment fees, we want to point out that Xfinity’s pricing is complicated and changeable. An ideal internet pricing plan will be simple and easy to predict for the consumer. We can’t give a top score for a pricing plan as hard to pin down as Xfinity’s. Still, it’s hard to ignore those low promotional rates. Are you willing to sign up for a year or two to get those great promotional rates, then decide whether you want to switch providers later, when the rates go up? That’s your choice with Xfinity.

Spectrum internet will rise to unprecedented speeds in next few years with up to 10/6 Gbps

In 2023, Spectrum was named by Speedtest® as the fastest internet provider in the United States for providing the highest average speed to customers [3]. Most Spectrum customers currently have a maximum available download speed of 940 Mbps. But Spectrum’s hybrid fiber-cable technology is already supplying 2 GB speeds in some areas. Either way, HFC will give you faster, more reliable internet service than anything but fiber. Spectrum customers tend to report reliable, speedy performance these days. You don’t get glitching or freezing or network slowdowns in most cases. You’ll be well-equipped for gaming, videoconferencing, and HD streaming. On a personal note, I have been a Spectrum customer for three years, and my experience with their service has proven to be very smooth and reliable. But there’s even more innovation coming from Spectrum that will boost HFC performance to fiber-like speeds. If you sign up for Spectrum now, you’re going to get a major bandwidth boost in the next couple of years. Here’s the technical explanation with the specs. Spectrum’s upgrade to the DOCSIS 4.0 standard over the next three years will deliver a maximum 10 Gbps download/ 6 Gbps upload, which can rival any current fiber speeds. By 2025, 85% of Spectrum’s service footprint will have speeds of 5 Gbps download/1 Gbps upload [4]. Fiber has received some great press in the last few years. But hybrid fiber/cable networks like Spectrum’s may be about to have their day in the sun too.

Xfinity’s hybrid fiber/coaxial cable supplies gigabit download speeds but slower upload speeds

Though Xfinity has advanced cable technology and good speeds, their network seems to be more prone to outages than users would like [5]. That’s the major reason Xfinity gets a lower rating for performance, in addition to the intrinsic differences between cable speed and all-fiber speed. Xfinity uses technology that is mostly fiber but uses coaxial cable for a short stretch of your internet connection. This type of connection is known as hybrid fiber/coaxial cable, or HFC. An HFC internet connection is better than older cable technologies because it can supply download speeds up to gigabit speeds. HFC will give you faster, more reliable internet service than DSL, satellite internet, or fixed wireless internet. And for streaming in HD, this hybrid fiber- cable internet will certainly be able to support multiple devices. The major difference between HFC and an all-fiber internet connection is upload speeds. Xfinity can give you over 1000 Mbps of download speed through an HFC connection on the Gigabit Extra plan, but your upload speed will be no faster than 35 Mbps. An-all fiber connection, by contrast, will give you the same upload speed as your download speed. Your upload speed will affect activities such as gaming, videoconferencing and large file uploads. The good news is that if you have an upload speed of 35 Mbps, you’re still going to be able to upload pretty quickly. For most average households, 35 Mbps is enough. But if you have four or more people in your household streaming HD, playing games, working from home, and videoconferencing simultaneously, you’re going to want all-fiber internet, or what is often called “fiber to the home” (FTTH). Xfinity does have one all-fiber connectivity option that is full FTTH. If your household’s location is eligible, Xfinity will install an FTTH connection for their Gigabit Pro plan with 6000 Mbps download/6000 Mbps upload. 6000 Mbps is far more speed than most residential customers will ever need, and you will pay top dollar for the plan. But if you have exceptional internet needs or you just want the best, Gigabit Pro is up there with the fastest high-performance fiber plans on the market.

Advanced WiFi and low equipment fees increase appeal for Spectrum

Spectrum will provide you with a free modem and either a Wave 2 router or an advanced, WiFi 6 compatible router [5]. The Charter Red-Dot Design award-winning router can support up to 200 devices simultaneously. User controls allow you to manage which devices are connected and when, and Security Shield automatically blocks online threats. You can even manage your router and your home wireless devices from the Spectrum app on your phone, with nocomplicated log-in or interface. The router will automatically switch channels to optimize your internet performance.

Spectrum offers low equipment fees

Spectrum equipment fees are standardized, very low, and easy to understand. Spectrum modems come free with your service, and Spectrum routers rent for $5/month. Simple, straightforward pricing, unlike the complicated equipment fee charts you have to read for other providers.

Spectrum installation fees

Spectrum’s installation fees are middle-of-the-road for the industry. Professional installation by a technician will cost you $59.99. You can self-install Spectrum too, with a $19.99 activation fee.

Xfinity offers two different gateways and popular Flex 4K streaming TV box

For TV fans, Xfinity internet service brings the added bonus of its free Flex 4K streaming box [6]. This convenient gadget will work much like a Roku box to consolidate your streaming apps, plus give you over 10,000 free movies and shows, free channels, and a voice remote. Xfinity TV customers are not eligible for a free Flex 4K, however. For your modem and router, you will get the xFi Gateway with its multi-gig speed capability, Wi-Fi 6E, parental controls and security protection [7]. Or you can upgrade to the xFi Complete, which includes unlimited data. Both require a rental fee after the promotional period, as discussed in our pricing breakdown. You can avoid fees by using your own router and modem if the equipment is compatible. But if you don’t pay the equipment rental fee, you’ll get a data cap. And you also won’t get the free tech support that comes with your equipment rental fees. Installation fees will be similar to other providers for a technician install (around $100) but slightly more expensive for a self-install ($15).

Spectrum Customer Service available 24/7

Spectrum provides customer service by phone or online chat 24 hours a day, 7 days a week. Spectrum also provides an extensive online troubleshooting guide and how-to resource library. If you prefer in-person assistance, Spectrum supports brick-and-mortar stores across its coverage area. These physical locations can also be very handy when you want to exchange equipment. Your Spectrum plan will give you access to a helpful and comprehensive mobile app. The app allows you to check for outages, manage your account, and do almost anything you would do online or by phone. You can even manage your WiFi settings through the app.

Xfinity Customer Service shows improvement

Xfinity has not been known for strong customer service over the years. Online reviews continue to mention some problem areas. But Xfinity has been moving up in official rankings, and for that reason, we give them 4 stars for improving their customer experience. Xfinity has customer support on its website, with 24/7 chat for help and 24/7 tech support. An online status center allows you to check for outages and troubleshoot your service. The Xfinity app will make your online customer experience more streamlined. You can also find Xfinity help communities through Facebook, Twitter, and Reddit. Customer service rankings have been climbing for Xfinity in recent years. In 2022, Xfinity ranked second in three of four regions in the J.D. Power Residential Internet Service Provider Customer Satisfaction Study (behind Verizon in the East and AT&T in the South and West) [8]. This ranking reflects Xfinity’s recent effort to improve their customer support. Though Xfinity’s customer support ratings from other sources are not always as high, overall, signs are getting better that you will be satisfied with your customer experience.